Can I Still See My Own Doctor After Filing For Workers' Compensation?
Posted: May 28, 2019
Can I Still See My Own Doctor After Filing For Workers' Compensation?There is no yes or no answer to that question. Each state has its own set of complicated rules for when you can see your own doctor for a work-related injury covered by workers’ compensation insurance. Generally, but with some exceptions, your employer’s insurance company determines which doctors you see when you have filed a workers’ comp claim. Workers’ compensation can be confusing, and the...
Protecting Your Home During Thunderstorms
Posted: May 27, 2019
Protecting Your Home During ThunderstormsHeavy thunderstorms can wreak havoc on a home. The following tips can help protect your property if you live in an area where storms frequently occur. Trim or Remove Trees Storms can snap off tree branches, which can damage your home or detached structures. Get your trees trimmed before the stormy season and cut down any trees that are unwanted. Unless you are confident you...
How Will My Beneficiary Collect My Life Insurance Money?
Posted: May 23, 2019
How Will My Beneficiary Collect My Life Insurance Money?When you purchase life insurance, you pay the premiums for years or decades, and your beneficiaries collect the benefits when you pass away. It is important to tell your beneficiaries about the policy so they file a claim with the insurance company after your death. How Are Death Benefits Collected? Life insurance benefits are typically paid out when the insured person has died and the...
Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?
Posted: May 21, 2019
Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?Despite the name, you will need to make sure you add liquor liability insurance to your business policy if you serve beer or wine at your business. Although most business liability insurance automatically includes host liquor coverage, this only applies to small functions hosted by an enterprise that is not in the business of selling alcohol. Our experienced agency can help ensure you have the...
Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The Difference
Posted: May 20, 2019
Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The DifferenceAlthough a recreational vehicle, or RV, is similar to a car in many ways, the insurance needs for the two types of vehicles differ. Limiting your RV insurance to a typical auto insurance policy would leave you with dangerous gaps in coverage. Basic Differences between RVs and Cars RVs are towable trailers or large motor vehicles that typically include a kitchen space, bathroom, and living...